As a business owner, you would appreciate that a large part of your role is managing risk. Owning and operating a business is a risk all in itself, however there are other types of risks that should be identified to ensure the business continues to operate even in unforeseen circumstances.
- Are there 2 or more people that own the business? If so, what happens when one owner wants to leave or is forced to leave due to ill health?
- What happens when a key person is forced to leave the business for an extended time due to ill health?
- Can the business afford to maintain it's fixed costs if you couldn't work due to sickness or injury?
Most businesses insure their property, cars and equipment but fail to insure their most important assets... their key people.
Day Financial manages these risks on your behalf by providing specialist advice in the following areas:
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